VA Veterans Home Mortgage Loans
Your Online Resource
for Colorado Veterans Administration (VA) Home Mortgage Loan Financing
If you need a Colorado
VA home mortgage loan our licensed loan officers will help
you with your needs. When you apply
online or over the phone, we will help you find the
best interest rates on a home loan.
Administration guaranteed home loans
are made by private lenders, such as banks, savings & loans,
or mortgage companies to eligible veterans for the purchase
of a home which must be for their own personal occupancy available
here in Colorado. The guaranty means the lender is protected
against loss if you or a later owner fail to repay the loan.
The guaranty replaces the protection the lender normally receives
by requiring a down payment allowing you to obtain favorable
financing terms. if your a Veteran, the VA home loan option
for you here in Colorado might be a great way to go since there
are so many VA loan programs by lender available here in Colorado.
If you have served
or are currently serving our country, a VA mortgage is perfect
way to make a purchase with no down payment.
- No money
down 100% financing available for veterans
- No private
mortgage insurance (PMI) needed
- You do
not have your income qualify
credit history is considered
- You can
make a prepayment of the loan without penalty
may contribute up to 6% toward the closing costs
There is no maximum
to a Veterans Administration guaranteed home loan but lenders
will generally limit VA loans to $417,000. This is because lenders
sell the loan on the secondary market, which currently places
a $417,000 limit on the loans. For loans up to $417,000, it
is usually possible for qualified veterans to obtain no down
a home and discuss the purchase with the seller or selling
agent to inform them that you might be looking into the VA
option. Sign a purchase contract conditioned on approval of
your VA home loan.
us at 855-529-5222
and present us with your Certificate of Eligibility and complete
a loan application. We can get the cert for you if you like
or you can call the VA office and they can email one to you
will develop all credit and income information for the loan.
We will also request VA to assign a licensed appraiser to
determine the reasonable value for the property. A Certificate
of Reasonable Value will be issued. Note: You may be required
to pay for the credit report and appraisal unless the seller
agrees to pay.
We will let you know the decision on the loan. You should
be approved if the established value and your credit and income
(and spouse) attend the loan closing here in Colorado or if
you not here we can overnight the loan documents to you for
signing. We or closing attorney will explain the loan terms
and requirements as well as where and how to make the monthly
payments. Sign the note, mortgage, and other related papers.
you have any questions about a this financing program, please
feel free to contact us at 855-529-5222
today to speak with a consultant. We have cut
the middle man and large corporate overhead to bring you the best
possible rates and lowest fee.
progam is right for you please give us a call and we will go over
all the options for you.